Financial planning built around people
Since 1987, we’ve helped families and business owners make informed financial decisions that support the life they want to live.
Independent since 1987. Built on long-term relationships and trusted advice. Still here, decades later.
01 — Independent
Independent by design
As independent advisers, we’re not tied to any provider. We look across the market and are paid by our clients, helping to ensure our recommendations are driven by what’s right for them.
02 — How we work
Plan, then product
Financial planning is about understanding the life a client wants to live, whether it’s achievable, and how to make it sustainable. Products have a role, but only as tools to support the plan.
03 — Why it lasts
Trusted over generations
Many of our new clients are introduced by existing clients and their families. We believe that’s one of the strongest endorsements of the way we work.
Meet the team behind your plan
Dale Powell DipPFS
Managing Director & Financial Planner
Dale has been advising clients for over 40 years and has successfully led BBI for more than 30 years. His experience, knowledge and approachable nature have helped generations of clients navigate important financial decisions. Outside of work, he enjoys spending time with his grandchildren, playing golf and travelling.
Luke Powell CFP Adv DipFA
Certified & Chartered Financial Planner
Luke has built his experience at some of the UK’s largest wealth management firms including St. James’s Place and RBC Brewin Dolphin. He is a Certified Financial Planner (CFP), widely regarded as the gold standard in financial planning, and has recently returned to the family business. Away from the office, he enjoys golf, keeping active, practising yoga and travelling.
Four principles we work by
01
Advice before product
A recommendation should follow a plan. Without understanding what you’re trying to achieve, it’s impossible to know whether a product is the right fit.
02
Independence matters
Independence removes conflicts and provides freedom to recommend what’s most appropriate for our clients.
03
Plain English, always
If we can’t explain a recommendation simply, it probably isn’t the right recommendation.
04
We’re here for the long run
Financial planning isn’t a one-off event. Life changes, and your plan should evolve with it.
Your first three conversations
There’s no charge until you’ve seen our recommendations and understand exactly what they’ll cost.
First meeting
Getting to know each other
Second meeting
Building the bigger picture
We bring together your pensions, investments, property, liabilities and protection arrangements to create a clear picture of where you are today.
Third meeting
Our recommendations
We explain our recommendations, the outcomes they’re designed to achieve, and the cost of implementing them. You then decide how you’d like to proceed.